Terms of Use

Last updated: July 3, 2026

What RecastWise is

RecastWise provides free, educational calculators and articles about mortgage recasting and related topics. By using the site you agree to these terms.

Not financial, tax, or legal advice

Everything here is general information and estimation, not advice for your specific situation. Actual loan terms — recast fees, minimum lump sums, seasoning, eligibility, and payoff figures — are set by your servicer and investor and can differ from our estimates and the general ranges we cite. Always confirm the binding numbers with your servicer's written recast agreement, and consult a qualified professional before making financial decisions.

No warranties

The site is provided "as is." We work to keep the math correct and the lender data current, but we make no warranty that the site is error-free and accept no liability for decisions made based on it.

Acceptable use

You may link to, share, and print RecastWise's output for personal use. You may not scrape, republish, or resell the site's content.

Advertising

RecastWise displays ads served by third parties (Google AdSense). Advertisers are responsible for their own content; an ad's presence is not our endorsement. See our privacy policy for how advertising cookies work.

Changes

We may update these terms; continued use after changes means you accept them.

Contact

Questions? Email contact@recastwise.com.